Benefits / Insurance

Employee Benefits & Insurance, Inc.

At a time when employee demographics and expectations are shifting rapidly, we assist corporate clients with a broad range of pension, healthcare, and employee communications issues.

WESPAC's web-based system manages the enrollment process, from soliciting employee enrollment to electronic interfaces with the insurance carriers, third party administrators and your payroll system.

Employees can access information about their benefits online anytime, enhancing their awareness of the benefits offered by your organization.

Our healthcare experience gives you a distinct advantage in designing healthcare plans and understanding the perspective of providers and insurers.

WESPAC's actuaries use independent studies of utilization and cost evaluations to:

• Price benefit changes
• Monitor experience relative to expected costs
• Evaluate large claims experience
• Project the implications of population shifts
• Measure the effectiveness of cost-containment and managed care-arrangements.

In addition, we perform cost-containment evaluations that assess the impact of health benefits modifications, and evaluate the risks of flexible benefits, HSA, and multiple-option plan designs.

Your WESPAC consultant will help you weigh the potential cost impact of alternative delivery systems, such as HMOs, PPOs, and POS programs, as well as assist in negotiations and selection with a broad range of vendors.